How zero-knowledge identity is unlocking self-sovereign, compliant, borderless crypto spending - without compromising user data.
The Privacy Paradox
Regulators are circling.
New legislation - often compared to a “Patriot Act for Digital Assets” - threatens to extend surveillance powers across every wallet, every transaction, every user.
But here’s the problem.
Blockchain is transparent by design. Anyone can trace wallet addresses. Anyone can infer spending habits, relationships, financial behavior. Your entire financial life could be on public display.
For stablecoins and crypto payments to reach mass adoption, users need assurance. Self-sovereignty can’t be optional.
And regulators? They need proof of compliance - without relying on surveillance.
Enter zkKYC.
What is zkKYC?
zkKYC (zero-knowledge Know Your Customer) is a cryptographic identity solution. It allows users to verify key attributes - age, jurisdiction, source of funds - without revealing underlying personal data.
Think of it like this:
- You open a bank account online
- The bank needs to verify you’re over 18 and a legal resident
- Normally, you’d upload your passport, take a selfie, maybe record a video - all sent to their servers and stored in their database
With zkKYC:
- You generate a cryptographic proof instead
- One that says "yes, this person meets the requirements
- The bank is satisfied
- Your documents never leave your device
That’s zero-knowledge. And it’s the foundation of trust in the age of AI and onchain finance.
We’ve already seen zkKYC in action. When the Quadratic Accelerator (q/acc) launched its decentralized funding rounds, they used Billions’ zkKYC to verify participants while protecting self-sovereignty and preventing Sybil attacks.
Users could prove they met eligibility requirements - like country of residence - without exposing personal documents to centralized servers.
This is the power of reusable, privacy-first credentials.
Billions × Tria: Privacy Meets Compliance
Today, Billions and Tria are proud to announce a strategic partnership.
One that brings zkKYC to life in the real world.
Billions brings:
- 2 million+ verified users
- Battle-tested zero-knowledge infrastructure
- Already deployed with HSBC, Sony Bank, and governments worldwide
Tria brings:
- Borderless Web3 banking
- Self-custodial accounts and AI-optimized trading
- A Visa-powered card that works everywhere
- No gas fees. No seed phrases. No friction.
Together, we’re delivering something that’s never existed before:
Crypto spending that’s private, compliant, and seamless.
Why This Matters
For Billions users:
- Portable identity infrastructure - Your zkKYC credential works across apps, not just one platform
- Verify once, use everywhere - No more uploading IDs to dozens of platforms
- Self-sovereignty by design - You prove you’re real without exposing who you are
For Tria users:
- Minutes, not days - Get onboarded with zkKYC-powered verification
- Spend anywhere - Use your crypto anywhere Visa is accepted, with zero privacy compromise
- Exclusive rewards - Participate in rewards powered by Proof of Uniqueness
For Web3:
This is the blueprint for mass adoption.
Privacy and compliance aren’t opposites. They’re allies.
zkKYC demonstrates how zero-knowledge tools can meet regulatory expectations while protecting user autonomy. Just as Billions partnered with Lagrange to secure one of Web3’s fairest airdrops, the Tria integration takes privacy-preserving verification to the next level - from token distribution to everyday spending.
How It Works: Zero-Knowledge in Action
Zero-knowledge proofs (ZKPs) are cryptographic methods. They confirm facts as true while keeping the underlying information where you want it to be (private).
Here’s what that means in practice:
Traditional KYC:
- Upload your passport
- Company stores your data
- Data breach risk
- Your identity is exposed
zkKYC with Billions:
- Scan your passport once
- Generate cryptographic proof
- Share only what’s needed (“user is 18+”, “user is not from sanctioned country”)
- Your raw data never leaves your device
It’s verification without surveillance.
Compliance without compromise.
And because Billions credentials are reusable across chains and devices, you complete zkKYC once and use it everywhere - from decentralized funding rounds to Web3 banking to token airdrops.
What’s Next
This partnership is just the beginning.
In the coming weeks, Billions users will gain access to:
- Future Rewards (coming soon)
- Exclusive cashback offers for Billions cardholders
- AMAs with leadership from both Tria and Billions
- Early access to Tria’s expanding financial products - savings accounts, futures trading, and more
The future of finance is self-sovereign, borderless, and user-owned.
And it’s already here.
About Tria:
Tria is a borderless Web3 neobank building a fully decentralized, self-sovereignty-preserving financial infrastructure for both humans and AI. By integrating advanced zero-knowledge technologies, Tria bridges traditional compliance frameworks with the open, permissionless nature of Web3. Learn more at tria.so.
About Billions Network:
Billions is the first Human and AI network, built on mobile-first, self-sovereignty-preserving technology to scale trust in the age of AI. The ecosystem has grown to more than 2 million users, supporting use cases across government, enterprise, Web3 infrastructure, asset tokenization, and AI. Backed by Polychain, Coinbase Ventures, Liberty City Ventures, and BITKRAFT. Learn more at billions.network.
